Commercial Loans for Day Care And Child Care Centers

As of March 1, 2022, CREFCOA has temporarily suspended its day care loan program.

CREFCOA's proprietary Commercial Real Estate Lending Platform (CRELP) standardizes and simplifies the commercial real estate loan process allowing us to quickly compare different mortgage loan programs and platforms for day care and child care centers across our lending network providing you with day care commercial real estate loans that meet your individual needs and objectives with the most competitive rate and terms.

CREFCOA provides day care center mortgage loans and financing for eligible properties and borrowers nationwide. Offering both SBA and non-SBA day care center loans, CREFCOA provides borrowers with financing choices helping them make better financing decisions. We help with the acquisition, refinancing, construction, and refurbishing of day care properties around the country.

• Minimum day care commercial loan size is $500,000
• Loan collateralized by commercial real estate - no business only financing
• Acquisition or refinance of day care, child care and adult care properties
• Bank, SBA, and conventional financing available
• Tenant based properties eligible for strong national or regional operators
• 3-20 year fixed rates
• 15, 20, 25, & 30 Year amortizations
• Flexible prepay options
• 75%-90% LTV
• Minimum 660 Credit Score
• 2 years of stabilized operating history required
• Startups allowed for qualified operators through our SBA loan program

Request a quote for your day care commercial property or visit the commercial real estate loan center to learn more about our commercial mortgage loans for day care centers.

Day care loans are available for experienced owner operators in mid to large market sectors with strong demographic and economic trends.